advertise your website Login Registration
 
 
 
Submission Guidelines Recent Approved Articles Featured Articles
Submit Free Article
Home About Us Advertising GuideLines Do's & Don't T & C FAQ Contact us
  Home Insurance Articles
 
HostJinni Promotions
Articles Category
Arts & Entertainment
Automotive
Business
Cancer
Careers
Communications
Computers & Technology
Finance
Food & Drink
Gaming
Health & Fitness
Home & Family
Home Based Business
Home Improvement
Insurance
Just for Women
Kids & Teens
Legal
News & Society
Online Business
Online Tickets
Pets
Real Estate
Reference and Education
Relationships
Self Improvement
Shopping
Sports & Recreation
Travel & Tourism
Writing
  Member Area
Author Login
Free Registration
Authors From Country
 
  Helpful Topics
How to Write Articles
Free Early Approval Tips
Why Article Submission
 
  Best of Webzine
Leader Board
Most Viewed Articles
Top Rated Articles
Archive
  WebZine Status
Total Articles -22603
Registered Authors - 3968
Featured Articles - 340
Articles added this
month - 389
 

How To Get Cheaper Home Insurance

    -    

If you want to reduce the cost of your home insurance, you will as a minimum still need buildings insurance to cover the cost of repairing or rebuilding your home. It is up to you whether you want to also insure the things inside your home, although it could be an expensive gamble if something did go wrong and you were uninsured.


To reduce your premium, there are some things you can do that will not leave you unprotected and that cost little or are free. Firstly, do shop around for your home insurance.


Different companies offer different deals, so you may find big savings. Price comparison websites can be an easy way of looking at lots of providers, and most have simple guidance to help you understand the different levels of cover as well as giving prices for many different companies. It is important that the policy you have meets your needs so do look at the small print before making your decision.


Purchasing your contents and buildings insurance from one company will often get you a cheaper deal. Some insurance companies offer more discounts if you also buy your car and life insurance from them as well as your home insurance. If you raise the voluntary excess on your home insurance policy you will usually get a cheaper premium, but be sensible about what you would really be able to afford if you did need to claim.


Remember the whole point of getting home insurance is to give you financial protection if your house or belongings need to be mended or replaced, so there is little point in buying a really cheap policy that would still leave you financially struggling if there was a house fire for example.


By fitting an approved burglar alarm and getting proper locks you can further reduce your premium. This will also of course reduce the chances of a burglary which is not just expensive but can be very traumatic. If you can afford to pay a one off sum annually rather than in monthly instalments, most insurers will give you a discount.


Lastly, if there is one then make sure you join the local Neighbourhood Watch scheme, this is free and can reduce your home insurance premium. In your attempts to reduce your premium, dont be tempted to lie to your insurer about the condition of your home because otherwise the insurer may not pay out.

 
Like this article..? Rate it here:  Votes | Average: 1 out of 5  Votes | Average: 2 out of 5  Votes | Average: 3 out of 5  Votes | Average: 4 out of 5  Votes | Average: 5 out of 5     1 votes, average: 4 out of 5    
About Author
   
Articles Stats
  Published Date - June 20 2009
  Total Views - 524
  Total Votes - 1
  Average Rating - 2
  Comments - 0
  Mr. Foster Carr
Whatever you call home, whether it's a three-bedroom semi, a country cottage, or a penthouse apartment, Kwik Fit Insurance's panel of leading insurers find you the best price for home insurance.
 
Particular Article
 
Author Article
  • Advice on Home Inspectors Insurance That Covers Errors and Omissions
  • [2010-11-08 ]
    Many states require Error & Omission Insurance before a home inspector can obtain their license allowing them to perform inspections in their state. Home inspectors may need two types of insurance; general or premises liability and errors and omissions insurance. They need protection from potential lawsuits. Errors & omission insurance designed specifically for home inspectors focuses on the particular areas where inspectors need insurance Read More...
  • Common Misconceptions about Health Insurance Georgia Policies
  • [2010-07-21 ]
    If you have a pre-existing medical condition, sometimes an insurance provider will insist on a waiting period until you can receive benefits for treatment of that condition, but you will still be able to get approval and receive benefits on other medical care. Read More...
  • Health Insurance Georgia - Helping Your Way Out!
  • [2010-05-18 ]
    The article talks about the Health Insurance Georgia programs and discusses the advantages over the other health insurance programs. Read More...
  • Aetna Health Insurance – One of the Best Names in the Field Of Insurance
  • [2010-05-10 ]
    The article talks about how efficient services Aetna health insurance providers are offering to the Americans. Read More...
  • Insurance Industry in India
  • [2009-07-10 ]
    Insurance industry in India started in 1818 when the first insurance company was formed. Insurance Industry is regulated by the Insurance Regulatory and Development Authority (IRDA). Read More...
  • Ski insured
  • [2009-07-07 ]
    If you are thinking of heading off for an activity holiday on the slopes, thinking about insurance is a necessity. Read More...
  • Smooth sailing
  • [2009-07-02 ]
    Are you packed and ready to go? Do you have everything you’ll need to cover any event during the next few months backpacking around the world? Here are a few things you’d be foolish to forget. Read More...
  • Ski insurance policies
  • [2009-06-29 ]
    If you plan to take to the mountains for a skiing holiday soon, you’ll need an insurance policy which covers you sufficiently to give you piece of mind that you’ll be protected if anything goes wrong. Read More...
  • Storm and Flood Damage Your Home Insurance
  • [2009-06-24 ]
    Almost all home insurance policies provide cover against the costs of storm and flood damage. Read More...
  • Home Insurance for Tenants
  • [2009-06-24 ]
    Your landlord will probably have buildings insurance to cover the actual building that you rent. Read More...
  • Types of Home Insurance Cover to Consider
  • [2009-06-22 ]
    There are two main types of home insurance, buildings and contents insurance. Buildings insurance is for protection against financial losses if the actual structure or permanent fixtures Read More...
  • Home Insurance Tips
  • [2009-06-20 ]
    To get a mortgage you will normally at least need buildings insurance to protect you from financial losses if the house itself is destroyed or damaged, but you would need full home insurance including Read More...
  • How to get Cheaper Home Insurance
  • [2009-06-20 ]
    If you want to reduce the cost of your home insurance, you will as a minimum still need buildings insurance to cover the cost of repairing or rebuilding your home. Read More...
  • Student Housing Insurance
  • [2009-06-18 ]
    As spring turns into summer the time of year draws near when the next generation of university students starts considering where they’re going to spend (at least) the next three years. Read More...
  • Cheaper Housing Insurance
  • [2009-06-15 ]
    More often than not the most valuable item that people own (or part own) is their house. Read More...
     
     
      Submit Articles - Free Articles - Online Articles Submission  
      WebZine Articles (webzinearticles.com) is a registered trademark. All Rights Reserved. 2012