advertise your website Login Registration
 
 
 
Submission Guidelines Recent Approved Articles Featured Articles
Submit Free Article
Home About Us Advertising GuideLines Do's & Don't T & C FAQ Contact us
  Home Insurance Articles
 
HostJinni Promotions
Articles Category
Arts & Entertainment
Automotive
Business
Cancer
Careers
Communications
Computers & Technology
Finance
Food & Drink
Gaming
Health & Fitness
Home & Family
Home Based Business
Home Improvement
Insurance
Just for Women
Kids & Teens
Legal
News & Society
Online Business
Online Tickets
Pets
Real Estate
Reference and Education
Relationships
Self Improvement
Shopping
Sports & Recreation
Travel & Tourism
Writing
  Member Area
Author Login
Free Registration
Authors From Country
 
  Helpful Topics
How to Write Articles
Free Early Approval Tips
Why Article Submission
 
  Best of Webzine
Leader Board
Most Viewed Articles
Top Rated Articles
Archive
  WebZine Status
Total Articles -22603
Registered Authors - 3968
Featured Articles - 340
Articles added this
month - 389
 

Home Insurance Tips

    -    

To get a mortgage you will normally at least need buildings insurance to protect you from financial losses if the house itself is destroyed or damaged, but you would need full home insurance including contents insurance to cover your belongings as well.


Even if you do have full home insurance however, you may not be aware that if your home is not properly maintained then your insurance policy could be invalidated. This could mean you are left with the bill for any repairs, or in the worst case scenario, rebuilding your house if the problems were due to a lack of basic maintenance.


There are some simple steps you can take to look after your home to prevent problems from happening in the first place. These will help you to comply with the terms of your home insurance policy, and to avoid the hassle of any damage to your property and having to then make a claim. To prevent water causing dampness by seeping into walls, make sure that gutters are free of leaves and debris.


The damp course should be checked to make sure it is not clogged, as this can also lead to dampness which can be troublesome and expensive to repair. Regularly check your roof for missing or damaged tiles. These could not only cause leaks, but may also fall or blow off the roof in high winds causing injury to passers by or damaging property such as cars.


Check your chimney for blockages to prevent chimney fires and to avoid dampness which can occur if materials build up trapping moisture against your walls. Check over the exterior paintwork on your house.


This protects your walls and wooden window frames from the elements, and it is much quicker and cheaper to repair if you catch it early before any water can get in and cause damage. You should be aware that any trees near your property can cause a lot of damage, for example if the roots get into your foundations.


Look for any damaged or rotten branches that could blow down in high winds and cause injury or damage your home. If an unhealthy tree comes down in a storm, and your insurer considers that you should have had the tree cut down or otherwise treated, your insurer may refuse to pay you for the cost of any repairs.


Remember that it is your responsibility to keep any trees on your property well maintained. If you have concerns about your neighbours trees then talk to them because they could be liable for damage to your home.


Within the home, replace any worn or damaged electrical cables, and install smoke and carbon monoxide detectors. All of these steps are inexpensive but could save you a lot of time, trouble and expense in the long run.


Finally, remember to inform your insurance company if you make any major home improvements, otherwise if these are damaged you may not be covered for rebuilding or repairs for the improved aspects of your home.

 
Like this article..? Rate it here:  Votes | Average: 1 out of 5  Votes | Average: 2 out of 5  Votes | Average: 3 out of 5  Votes | Average: 4 out of 5  Votes | Average: 5 out of 5     0 votes, average: out of 5    
About Author
   
Articles Stats
  Published Date - June 20 2009
  Total Views - 561
  Total Votes - 0
  Average Rating - 0
  Comments - 0
  Mr. Foster Carr
Visit Kwik Fit Insurance where you can call up competitive home insurance quotes in no time.
 
Particular Article
 
Author Article
  • Advice on Home Inspectors Insurance That Covers Errors and Omissions
  • [2010-11-08 ]
    Many states require Error & Omission Insurance before a home inspector can obtain their license allowing them to perform inspections in their state. Home inspectors may need two types of insurance; general or premises liability and errors and omissions insurance. They need protection from potential lawsuits. Errors & omission insurance designed specifically for home inspectors focuses on the particular areas where inspectors need insurance Read More...
  • Common Misconceptions about Health Insurance Georgia Policies
  • [2010-07-21 ]
    If you have a pre-existing medical condition, sometimes an insurance provider will insist on a waiting period until you can receive benefits for treatment of that condition, but you will still be able to get approval and receive benefits on other medical care. Read More...
  • Health Insurance Georgia - Helping Your Way Out!
  • [2010-05-18 ]
    The article talks about the Health Insurance Georgia programs and discusses the advantages over the other health insurance programs. Read More...
  • Aetna Health Insurance – One of the Best Names in the Field Of Insurance
  • [2010-05-10 ]
    The article talks about how efficient services Aetna health insurance providers are offering to the Americans. Read More...
  • Insurance Industry in India
  • [2009-07-10 ]
    Insurance industry in India started in 1818 when the first insurance company was formed. Insurance Industry is regulated by the Insurance Regulatory and Development Authority (IRDA). Read More...
  • Ski insured
  • [2009-07-07 ]
    If you are thinking of heading off for an activity holiday on the slopes, thinking about insurance is a necessity. Read More...
  • Smooth sailing
  • [2009-07-02 ]
    Are you packed and ready to go? Do you have everything you’ll need to cover any event during the next few months backpacking around the world? Here are a few things you’d be foolish to forget. Read More...
  • Ski insurance policies
  • [2009-06-29 ]
    If you plan to take to the mountains for a skiing holiday soon, you’ll need an insurance policy which covers you sufficiently to give you piece of mind that you’ll be protected if anything goes wrong. Read More...
  • Storm and Flood Damage Your Home Insurance
  • [2009-06-24 ]
    Almost all home insurance policies provide cover against the costs of storm and flood damage. Read More...
  • Home Insurance for Tenants
  • [2009-06-24 ]
    Your landlord will probably have buildings insurance to cover the actual building that you rent. Read More...
  • Types of Home Insurance Cover to Consider
  • [2009-06-22 ]
    There are two main types of home insurance, buildings and contents insurance. Buildings insurance is for protection against financial losses if the actual structure or permanent fixtures Read More...
  • Home Insurance Tips
  • [2009-06-20 ]
    To get a mortgage you will normally at least need buildings insurance to protect you from financial losses if the house itself is destroyed or damaged, but you would need full home insurance including Read More...
  • How to get Cheaper Home Insurance
  • [2009-06-20 ]
    If you want to reduce the cost of your home insurance, you will as a minimum still need buildings insurance to cover the cost of repairing or rebuilding your home. Read More...
  • Student Housing Insurance
  • [2009-06-18 ]
    As spring turns into summer the time of year draws near when the next generation of university students starts considering where they’re going to spend (at least) the next three years. Read More...
  • Cheaper Housing Insurance
  • [2009-06-15 ]
    More often than not the most valuable item that people own (or part own) is their house. Read More...
     
     
      Submit Articles - Free Articles - Online Articles Submission  
      WebZine Articles (webzinearticles.com) is a registered trademark. All Rights Reserved. 2012