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Dealing With The Threat Of Theft

    -    

One of the purposes of a home insurance policy is to protect you against any losses you may suffer due to theft. Accordingly, if you can reduce the risk to which your property is exposed, the cheaper your premiums will be so any steps that you can take to make your property safer will save you money.


 The vast percentage of burglaries are committed by the burglar going through a window. You should make sure that any accessible window is secure and is fitted with an internal door lock that meets the insurance industry standard. Do not leave any windows unlocked or open when you leave the house, even if you think it is out of reach.


Outside doors are another target for buglars and they should all be fitted with locks to the insurance company’s standards. Beware of nearby glass panels that someone could break in order to open a lock, and all your doors should have the type of lock that can only be opened with a key and not by someone using a plastic card.


You may save money on your insurance premium by installing additional bolts to the insides of your doors. Changing your locks can save you a surprising amount of money, but make sure that you check with the insurance company for the correct type of lock. Whilst the strength and quality of the lock is important, a door is only as strong as the frame that holds it.


Make sure that your frames are in good condition and if they need replacing make sure that you do to at once, it could save you money. A weak frame means that your house is potentially at a lot of risk. Another deterrent to burglars is an alarm system. You should get a system through a company that is registered with the NACSS (National Approval Council for Security Systems) as this is the industry standard.


Bear in mind that an alarm can only notify you that someone has broken in, not keep them from doing so – though the obvious presence of an alarm may act as a deterrent. If you are going away on holiday, make sure that you cancel any newspapers or milk that you get delivered.


Don’t advertise the fact that you are away to anyone who might consider breaking in, and ask a neighbour to keep an eye on your property.


Home insurance policies do not have to be expensive, and if you do your research even in the current climate you can get some very good deals. Co-Operative Insurance is a good place to look at the moment.

 
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About Author
   
Articles Stats
  Published Date - June 16 2009
  Total Views - 782
  Total Votes - 2
  Average Rating - 1
  Comments - 0
  Mr. Chris Kouton
Get your no obligation home insurance quotation online at The Co-Operative Insurance.
 
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