advertise your website Login Registration
Submission Guidelines Recent Approved Articles Featured Articles
Submit Free Article
Home About Us Advertising GuideLines Do's & Don't T & C FAQ Contact us
  Home Finance Articles
HostJinni Promotions
Articles Category
Arts & Entertainment
Computers & Technology
Food & Drink
Health & Fitness
Home & Family
Home Based Business
Home Improvement
Just for Women
Kids & Teens
News & Society
Online Business
Online Tickets
Real Estate
Reference and Education
Self Improvement
Sports & Recreation
Travel & Tourism
  Member Area
Author Login
Free Registration
Authors From Country
  Helpful Topics
How to Write Articles
Free Early Approval Tips
Why Article Submission
  Best of Webzine
Leader Board
Most Viewed Articles
Top Rated Articles
  WebZine Status
Total Articles -22603
Registered Authors - 3969
Featured Articles - 340
Articles added this
month - 389

Alternative Home Options


The house price bubble has resoundingly popped, in fact you would have to have been living under a rock for the last year or so to not realise that house prices are finally falling.

Unfortunately, this is happening in line with the biggest economic crisis of the last fifty years and that means that banks and lenders are expecting higher deposits from people wishing to buy homes. Meeting these higher demands is impossible for many people and buying a home is not an option. An alternative option is renting.

Whilst renting is the norm on the continent, it has often been considered as a poor relation to buying in Britain, this is despite many housing experts and indeed several famous property developers choosing to live in rented accommodation despite having the financial capacity to buy. Renting a house is a very simple process, but getting insurance may be a little more difficult.

Most landlords will have their own buildings insurance that will cover the fabric of the house, but that doesnít give you any protection if your house is broken into and some of your possessions are stolen. One of the problems can be that unlike when you own your own home you are not solely responsible for the security of the house.

If you are sharing your accommodation with other people, them leaving a window open or the door unlocked can result in your suffering a theft. Getting a specific tenantís insurance is a way around this as it insures only your possessions in your room. Some might think that because you canít control the security of your house in shared accommodation tenantís insurance would be quite expensive but it doesnít have to be.

Unlike home insurance policies where you combine buildings and contents insurance, you only have to worry about your own possessions as the landlords insurance should cover all the expensive major fittings.

You can further reduce the cost of your insurance by getting particularly expensive items insured independently. Firstly, having something obviously valuable on your policy can raise the cost of the whole policy because it will draw the attention of someone wishing to perpetrate a crime.

Secondly, if you have an expensive item that is stolen it will then have a knock-on effect on the premium costs on all your possessions, not just that one item. Having separate policies may appear to cost more, but they probably wonít do by all that much and will be cheaper in the long run. One thing that you should keep in mind is the level of cover you get for items when theyíre away from your rented accommodation.

Some insurers may offer cover within the UK or EU for a specific period of time within your insurance policy, but it is best to check and adjust your policy according to your needs. Insurance doesnít have to be expensive if you shop around for a good deal and know what youíre looking for. Take a look at Co-Operative Finance for a good deal at the moment.

Like this article..? Rate it here:  Votes | Average: 1 out of 5  Votes | Average: 2 out of 5  Votes | Average: 3 out of 5  Votes | Average: 4 out of 5  Votes | Average: 5 out of 5     2 votes, average: 3 out of 5    
About Author
Articles Stats
  Published Date - June 17 2009
  Total Views - 973
  Total Votes - 2
  Average Rating - 2
  Comments - 0
  Mr. Chris Kouton
Get a home insurance quote online at The Co-Operative Insurance.
Particular Article
Author Article
  • Tips for cost efficiency - Starting up
  • [2010-08-03 ]
    Cost Savings is very important for enhancing Profitability and could be achieved by plugging various leakages in your cost structure while delivering significant results to your bottom-line, without having to implement any cost reduction measures. Read More...
  • Law Firms Offering Pre Settlement Funding
  • [2010-06-01 ]
    Law firms offer pre settlement funding not only because they know they can financially and economically but also because it is the right thing to do. Read More...
  • Online Stock Trading in India
  • [2010-05-26 ]
    Online Stock Trading in India has been on a rise thanks to the growing users of the internet and the involvement of young, urban population in the Indian Stock Markets Read More...
  • How To Find The Best Possible Used Car Loan Rates Online
  • [2010-05-18 ]
    Before you got out shopping for a used car, it is always in your best interests that you begin by figuring out exactly how much you are capable of affording on it. Read More...
  • Alternative Home Options
  • [2009-06-17 ]
    The house price bubble has resoundingly popped, in fact you would have to have been living under a rock for the last year or so to not realise that house prices are finally falling. Read More...
  • Dealing With the Threat of Theft
  • [2009-06-16 ]
    One of the purposes of a home insurance policy is to protect you against any losses you may suffer due to theft. Read More...
  • Debt Free Financial Hardship Program Flourishes Across America
  • [2009-06-15 ]
    The Financial Hardship Program was created to assist the general public in becoming debt free, as credit tightened in 2008. Read More...
  • The Contents of Your Policy
  • [2009-06-15 ]
    Home insurance is a composite form of insurance that includes two different policies. Read More...
  • Living in High Risk Areas
  • [2009-06-15 ]
    Whilst there are many things that you can do to reduce the cost of your overall home insurance Read More...
  • Feel the Fear of Being a Losing Trader
  • [2008-07-10 ]
    Once you feel the fear of being a losing trader, you never want to go back there. Read More...
  • Investing In Mutual Funds- A Safe Approach
  • [2008-01-03 ]
    Investing in mutual funds is like accumulating a pool of money which is collected form many investors and is then invested by an asset management company. Read More...
  • Personal finance magazine
  • [2008-01-02 ]
    The most essential mission or aim of any personal finance magazine is to help you manage your finances. Most of these personal magazines offer information on different issues of financial aspects. Read More...
  • Facts about Education Study Loan
  • [2007-11-11 ]
    Article is talking about the educational loan process and how does this work. Students looking for education loan or finance facilities, might read this article which should be quite helpful for them. Read More...
      Submit Articles - Free Articles - Online Articles Submission  
      WebZine Articles ( is a registered trademark. All Rights Reserved. 2012